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Meet Allison Insurance

Welcome to Allison Insurance. We’re glad you’ve found us and are excited to serve your insurance needs—independently. For over 30 years, we’ve been serving the communities nearest to our hearts throughout Snead, AL, and far beyond. When you choose Allison Insurance, you can count on being treated with respect, paired with dependable service, and a team with gracious character.

At Allison Insurance we work with a variety of clients that make up our unique local landscapes including farm owners, churches, families, individuals, and more. As an independent agency, we have a greater ability to bring you the freedom to choose coverage and rates that work for you. Ready to shop for quotes? We welcome you to get in touch with us today!

Learn About Us

Our Home Is Alabama, and We Serve It Well

All across our home sweet home state of Alabama, we are trusted with the needs of families, individuals, and business owners. We have 3 offices and are dedicated to serving your insurance needs. Contact or stop by one of our local locations.

Snead, ALOneonta, ALBirmingham, AL

The Solution to Your Insurance Needs

Allison Insurance offers a variety of personal insurance, business insurance, insurance by industry, and employee benefits solutions to help you protect what matters most.

Protect what is most important to you with personal insurance solutions.
Safeguard the future of your business with business insurance solutions.
We offer insurance by industry tailored to help safeguard your business.
Protect, attract, and retain your team by building an employee benefits package.

Our Specialties

Personal Insurance

Personal insurance helps bring peace of mind for what matters most.

Farm Insurance

Farm insurance helps cover your operations so you can focus on your farm.

Church Insurance

Church insurance helps protect your house of worship and may bring peace of mind.

Proud Partners

Our partnerships enable us to provide you with more valuable service through our innovative strategies and networks.



Independence Means Advantages For You

What makes Allison Insurance different?

We offer a wide variety of insurance solutions.

We work with multiple carriers to find you the best combination of cost and coverage.

We are there for you in your time of need.

Stained Glass Insurance
Risk Factor

Stained glass is often very valuable and sometimes priceless. Several hundreds of thousands of dollars might be needed to refurbish the stained glass. If it’s damaged by vandalism, hail, fire, or other means, it can be very costly to fix. Finding a qualified contractor may also be challenging.


Depending upon your insurance coverage, an appraisal of your stained glass damage could be free of charge. In addition, consider including the value of the stained glass in the building limit of the church, and also include coverage under the church’s blanket limit. Some insurance companies may treat stained glass as part of a fine arts floater. Either way, this helps ensure the proper coverage in the event that something bad happens.

Abuse and Molestation Insurance
Risk Factor

There are hundreds of reports each year of people being sexually abused by clergy, church staff, volunteers, and congregation members. Countless more are abused without any report being made.


Obtain the proper abuse or molestation coverage to protect the church in the event of an allegation arises. In addition, consider having a written document to address how to prevent sexual abuse from happening and what to do in the event of an allegation.

Non-Owned Auto Insurance
Risk Factor

Church volunteers and employees often use personal vehicles to do work for the church.


Make sure to add hired and non-owned auto coverage to the church’s insurance policy to cover this exposure. Also, check the motor vehicle records for anyone who drives other members…especially kids.

Religious Freedom Insurance
Risk Factor

Churches sometimes have very closely held beliefs that may open them up to potential lawsuits in the event the church’s beliefs cause someone else to feel wronged. An example might be a church refusing to perform a same-sex marriage, which results in a lawsuit.


Consider adding religious freedom coverage. This insurance can protect the church in the event it is sued because of closely-held beliefs core to the church.

Directors and Officers Liability Insurance (D&O)
Risk Factor

Almost all churches have some form of board of directors that makes financial and operational decisions on behalf of the congregation. An organization once sued a church for improperly using their trademarked property while promoting a fundraising event. The total loss and defense costs totaled $400,000.


Directors and officers liability insurance protects the decision-makers of the church from lawsuits and claims. Instead of suing the individuals directly, the lawsuit would be defended by the church’s D&O policy. Most people who serve on a board in a volunteer capacity should demand this coverage before serving.

Church Roof
Risk Factor

Roof claims are the most common claims that churches face. Each year, billions of dollars of damage are typically paid as a result of storm damage.


Ensure you have the proper coverage and confirm that you are insured to full replacement value. In addition, make sure your insurance policy includes replacement cost coverage for roof claims for wind and hail.

Church Security
Risk Factor

Security in churches is becoming a larger issue as attacks have increased in recent years.


Every church should have a security plan. This plan should detail where parishioners go in the event of an emergency, which entrances are open during worship times, who should contact the authorities, how to spot someone who may pose a security risk, and how to react to someone who is trying to cause harm to parishioners.

Professional Liability Insurance
Risk Factor

Religious Leaders often find themselves giving counseling to couples or other church members. In addition, religious leaders could be at risk of a lawsuit for what they say in the pulpit.


When it comes to counseling, religious leaders should have clear guidelines on what is acceptable in a counseling situation. In addition, religious leaders should be trained to know what needs to be reported to the authorities in the event of an extreme situation. Adding professional liability coverage to your church’s insurance policy can help protect the religious leader and church from claims or lawsuits arising from what the religious leader says at the pulpit or when teaching or preaching.

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